Tala Expands In Latin America

Global financial infrastructure company Tala has announced its expansion into Latin America, beginning with a launch in Guatemala, with plans to enter the Dominican Republic and Panama by the end of 2025.

The company says the move will leverage its proprietary “Tala in a Box” technology, enabling rapid geographic growth by combining credit intelligence, payments execution, and relationship expertise.

While most adults in Latin America have access to basic financial products, many still lack essential services such as credit. Tala says its integrated model is designed to bridge that gap by scaling responsible financial access.

Since its launch in 2014, Tala has delivered over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa through its flagship credit app. In East Africa, Tala remains a major player in the digital lending space, extending access to underserved communities who often fall outside the reach of traditional banking.

Tala says it has already served nearly four million customers in Mexico, where it has issued 20 million loans over the past eight years, making it its fastest-growing market. In East Africa, particularly Kenya, the company’s mobile-first lending model has introduced millions to the formal financial system, often providing their first-ever digital credit.

“Through our experience serving the Mexican market, we have developed deep insights in the region and found that existing services still don’t serve the majority of the population,” said Annstella Mumbi, General Manager, Tala, Kenya. “We have the technology and products to change that.”

Tala says its growth is being fueled by proprietary innovations such as Tala InSight, a patent-pending AI model that helps create financial identities for users, and a full-stack financial supply chain that includes transfers, payments, and rails abstraction services. The company is building on a three-year revenue CAGR of 35 per cent, supported by over $500 million in equity and debt funding from global investors.

The new expansion, Tala says, represents a fresh phase of growth driven by its decade-long experience in building digital credit infrastructure across three continents.