Pesalink, Cellulant Partner To Ease Bank To Business Payments

Integrated Payment Services Limited (IPSL), operators of Pesalink and Cellulant have expanded their partnership to simplify and scale customer-to-business (C2B) payments for online in Kenya. The goal of the partnership is to reduce delays, cut down on errors, and give both businesses and customers a more reliable way to handle digital payments.

The integration of  Cellulant’s robust payment platform, Tingg, platform with Pesalink’s real-time bank network is aimed at solving practical issues many businesses face especially with reconciling payments and handling high-value transactions. At the same time, it gives customers more flexibility and control when paying online.

The partnership connects over 80 financial institutions in Kenya, including 39 commercial banks, SACCOs, and fintech companies. According to the two companies, it’s meant to strengthen the infrastructure that supports bank-to-merchant payments in the country.

Instead of switching between cards and mobile money apps, customers can now pay directly from their bank account up to USD 7737 (Kes 999,999) per transaction with the option to confirm payment details before sending. This reduces errors, builds trust, and makes digital payments more dependable.

With the rollout of the partnership, every payment, comes with a clear reference number, so both the customer and the business can easily track and confirm what the payment was for. It’s a small detail, but one that helps reduce disputes and confusion. The service has gone live with businesses in the airline and travel sectors and will be rolled out more widely over the next few months.

“Pesalink was built to simplify life through instant, affordable payments for everyone, everywhere, every time. Our partnership with Cellulant directly addresses recurring merchant pain points in payment reconciliation, while providing customers with a seamless experience,” said Plounne Oyunge, Chief Growth Officer at Pesalink.

“We believe this will be a catalyst for growth in Kenya’s digital economy, and we are showing how payments can truly move differently.” She adds

For companies that rely on larger or more frequent transactions like those in travel or aviation bank payments are often preferred, but they come with their own set of issues. Late settlements, unclear payment references, and delays in reconciliation are common. This integration is aimed at addressing that.

Cellulant operates Tingg, its single API payment platform, which supports over 200 payment methods, including cards, bank transfers, and mobile money, across both online and offline channels, simplifying accepting and making payments. Tingg today processes more than 4.5 million transactions daily, powering payments for local, regional, and global businesses across Africa.

“At Cellulant, we believe that transforming how money moves transforms lives. Every time we remove friction from the movement of money, we enable businesses to grow faster, consumers to access more opportunities, and communities to thrive,” said Michael Muriuki, VP Group Innovation and Software Engineering at Cellulant.

“Seamless and secure payments are a tool for progress: they build trust, drive commerce, and open doors to innovation. This partnership with Pesalink demonstrates our commitment to improving the everyday transaction experience for businesses and the customers they serve.”

The collaboration comes at a time when Kenya’s digital payments sector is expanding rapidly. The market is expected to reach USD 9.36 billion this year, with mobile money accounting for USD 5.85 billion. Pesalink alone processes over USD 31 Million daily, and over USD 852 Million per month, with 41 percent year-on-year growth.